Mr. and Mrs. Bence
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Grow as a couple using practical and science based approaches to saving money together. Learn using 9 video based lessons with engaging interactives sprinkled in each step, use our 40 page bonus workbook to deepen your knowledge, gain free access to our Money Date cards, and receive short motivational follow up messages after completing the course to help you stay on track.
Nationally Renowned Personal Finance Teacher NGPF Fellow, National Jump$tart Spotlight Teacher
Money Marriage Save U
Tutorial: How to interact with this learning management system
Welcome message
3 different ways to take the course
Course structure
Money Scripts
Money Scripts Assessment
Introduction: 9 Steps to saving
Introducing Adalynn and Jacob
Introduction: Workbook
Step 1: Save for emergencies
Jacob and Adalynn facing a crisis without emergency savings
Make a prediction
Income Volatility
The growth of freelancers
How to smooth out income volatility
Make a prediction
Expense shocks
Smoothing out cash flow
Health care
How much to save
Considerations for saving more for emergencies
Understanding your responses
Welcome Dr. Ross
Financial stress and review
Optional Reflection
Step 1 Workbook: Bonus resources and activities
What we should remember in 10 years
Step 2: Assess your financial health
Jacob and Adalynn get a checkup
Rules of thumb
Defining Financial Health
FinHealth Score® by the Financial Health Network
Understanding Your Financial Health Score
Understanding your circumstances and review
Optional Reflection
Step 2 Workbook: Bonus resources and activities [download to respond to any workbook questions]
What we should remember in 10 years
Step 3: Establish savings goals with your spouse
Jacob and Adalynn discuss establishing a savings goal
Fighting about money
The emotional distress of money fights
How to establish a savings goal
The What the Hell Effect
Reflect: The What the Hell Effect
Saving is not a straight line
Schedule your Money Date and review
Optional Reflection
Step 3 Workbook: Bonus resources and activities [download to respond to any workbook questions]
What we should remember in 10 years
Optional Resource: Emergency Savings Calculator
Step 4: Understand your thinking, attitude, and environment
Jacob and Adalynn discuss how their environment influences their decisions
Flash quiz
The bat and the ball answer
System 1 and System 2
Fast fact question
Fast fact answer
How do you react?
Emotional regulation
Bandwidth
Decision fatigue
Check for understanding
The Hedonic Treadmill
Reflect
The Habit Loop
Check for understanding
Introducing the Awareness Test
The Awareness Test [Click on the screen to begin]
Present bias -- what you see is all there is
The past is not predictive [Click on the screen to begin]
Behavior change strategies
Loss aversion
Check for understanding
Overview: The Decision Lab
Optional: Extend your learning
Changing your environment
How to change your environment
Check for understanding
Review
Optional Reflection
Step 4 Workbook: Bonus resources and activities [download to respond to any workbook questions]
What we should remember in 10 years
Step 5: Recruit your all-star savings team
Jacob and Adalynn form their all-star savings team
Group exercise and group savings
Make a prediction
Strategies to save as a team
Will you and your partner announce your savings goal?
Fogg Behavior Model
Check for understanding
How you can support each other and review
Optional Reflection
Step 5 Workbook: Bonus resources and activities [download to respond to any workbook questions]
What we should remember in 10 years
Nationally Renowned Personal Finance Teacher, NGPF Fellow, 2021 Ted Beck Effective Educator Award
Nationally Renowned Personal Finance Teacher; Leads Financial Education for Chicago Public Schools